Effective Date: 8 October 2026
Last Updated: 8 October 2026
Website: https://hstutorial.com
Contact Email: support@hstutorial.com

Welcome to HS Tutorial. These Terms and Conditions and Privacy Policy explain the rules for using our website, educational resources, quizzes, and contact services, as well as how we may collect, use, store, and protect personal information.

By accessing or using HS Tutorial, you agree to the applicable terms below. Please read this document carefully. If you do not agree with these terms, please discontinue use of the website.

PART ONE: TERMS AND CONDITIONS

1. About HS Tutorial

HS Tutorial is an online educational platform that provides accounting learning resources, practice questions, quizzes, and related study materials to help students improve their understanding of accounting concepts.

Our resources may cover subjects such as:

Financial Accounting
Management Accounting
Cost Accounting
Auditing
Tax Accounting
Other related accounting and business subjects

Our content is intended to support learning and examination preparation. It does not replace formal teaching, official examination guidance, or professional accounting advice.

2. Eligibility and Age Requirements

HS Tutorial is intended for adults aged 20 and above.

By using the website, registering for a quiz, or submitting personal information, you confirm that you meet this age requirement.

We reserve the right to restrict access where we reasonably believe that a user does not meet our eligibility requirements or is using the website in violation of these Terms and Conditions.

Users are responsible for providing accurate information and using the website responsibly and lawfully.

3. Registration and Quiz Access

Some HS Tutorial quizzes require students to provide their name and email address before beginning.

You agree to:

Provide accurate information when completing a registration or quiz form.
Use an email address you are authorised to provide.
Avoid impersonating another person or submitting another person’s information without permission.
Use the quizzes and learning resources for legitimate educational purposes.

We use the name and email address supplied through a quiz form to identify the submission and send relevant answers, results, explanations, or study materials to the email address provided.

You are responsible for ensuring that the email address entered is correct. We cannot guarantee delivery if an address is incorrect, a message is blocked, or an email service experiences a technical problem.

Submitting a quiz does not necessarily create a permanent user account or a personal dashboard. The availability of accounts, saved results, or progress tracking depends on the features enabled on the website.

4. Educational Resources and Quizzes

HS Tutorial may provide free study materials, objective questions, practice tests, explanations, and computer-based quizzes.

Unless a page expressly states otherwise, these resources are provided free of charge.

Quiz questions and results are intended to help students practise and identify areas for improvement. They should not be treated as a guarantee of examination success, certification, admission, employment, or any particular academic result.

Although we aim to provide accurate and useful content, errors, omissions, outdated information, or technical issues may occur. We may correct, revise, replace, or remove content at any time.

5. Quiz Results and Email Delivery

Where a quiz offers answers or feedback by email, HS Tutorial may process the submitted answers and related information to prepare and send the relevant material.

Quiz responses may be processed temporarily to calculate results or generate feedback. Whether responses, scores, or submission records are retained in the website database, form entries, email logs, backups, or other systems depends on the configuration of the relevant tools.

We do not promise permanent storage of quiz results or continuous access to previous submissions unless a specific feature expressly provides it.

Users should retain any useful study materials or results they receive by email.

6. Acceptable Use

You agree not to:

Use the website for unlawful, fraudulent, abusive, or misleading purposes.
Attempt to gain unauthorised access to the website, its hosting environment, forms, databases, or administrative systems.
Interfere with the website’s operation, security, or availability.
Introduce malicious code, spam, or harmful material.
Copy, reproduce, redistribute, sell, or commercially exploit HS Tutorial materials without prior written permission, except where permitted by applicable law.
Misrepresent HS Tutorial’s content, identity, or services.
Use another person’s personal information without appropriate authorisation.

We may restrict or suspend access where we reasonably believe that a user has breached these terms or threatens the security or proper operation of the website.

7. Intellectual Property

Unless otherwise stated, the text, questions, explanations, graphics, branding, website design, and other original materials published by HS Tutorial belong to HS Tutorial or are used with permission.

You may access and use these materials for personal study and other lawful, non-commercial educational purposes.

You must not reproduce, republish, sell, distribute, or create commercial products from our materials without prior written permission, except where such use is permitted by applicable law.

Third-party trademarks, names, resources, and examination references remain the property of their respective owners.

8. Third-Party Services and Links

HS Tutorial uses third-party tools and services to support website functionality, analytics, forms, hosting, and email delivery. These may include:

Jetpack, for website statistics and related features.
Fluent Forms, for contact forms and other form submissions.
FluentSMTP, to connect WordPress email messages to a configured outgoing email service.
Our website hosting provider and its associated server and email infrastructure.

The exact information processed by these services depends on the features enabled and their configuration.

External websites linked from HS Tutorial are not controlled by us. We are not responsible for their content, availability, security, or privacy practices. You should review their terms and privacy policies before using them.

9. Website Availability and Changes

We aim to keep HS Tutorial accessible and useful, but we do not guarantee uninterrupted availability.

The website may occasionally be unavailable because of maintenance, hosting problems, updates, security measures, technical failures, or circumstances beyond our reasonable control.

We may update, modify, suspend, or discontinue any feature, quiz, resource, or part of the website without prior notice where reasonably necessary.

10. Educational Disclaimer

HS Tutorial provides educational information for learning and revision purposes. We do not guarantee that every resource will match a particular examination syllabus, examination paper, marking scheme, or professional qualification requirement.

Users should consult their teachers, official examination bodies, prescribed textbooks, and other authoritative sources when necessary.

Nothing on this website constitutes individual professional, financial, legal, tax, or accounting advice.

11. Limitation of Liability

To the extent permitted by applicable law, HS Tutorial is not responsible for losses arising from a user’s inability to access the website, email delivery failures, reliance on educational content without independent verification, or interruptions caused by third-party services.

Nothing in these terms excludes or limits any liability or consumer right that cannot lawfully be excluded or limited under applicable law.

12. Suspension or Termination

We may suspend or restrict access to the website or any feature if we reasonably consider it necessary to protect users, maintain security, prevent misuse, comply with legal obligations, or enforce these terms.

Where appropriate and reasonably practicable, we may provide an explanation of the restriction.

13. Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes in our services, website features, legal obligations, or operating practices.

The latest version will be published on this page with an updated revision date. Your continued use of the website after changes are published indicates acceptance of the revised terms to the extent permitted by law.

14. Governing Law

These Terms and Conditions are governed by the laws of the Federal Republic of Nigeria, subject to any mandatory legal protections or rights that apply to a user in their jurisdiction.

15. Contact

For questions about these Terms and Conditions, contact:

HS Tutorial
Email: support@hstutorial.com
Website: https://hstutorial.com

PART TWO: PRIVACY POLICY

1. Introduction

HS Tutorial respects the privacy of its users and seeks to handle personal information responsibly.

This Privacy Policy explains what information we may collect, why we process it, how it may be shared, how long it may be retained, and the choices and rights that may be available to you.

We aim to handle personal information in accordance with applicable data protection laws, including the Nigeria Data Protection Act 2023 where applicable.

By using the website, you acknowledge this Privacy Policy. Where consent is the appropriate legal basis for a particular activity, we will seek consent as required by applicable law.

2. Information We May Collect

The information we collect depends on how you use the website and which features are enabled.

2.1 Name and Email Address

When you take a quiz that requires registration details, we ask for your name and email address.

We use this information to associate your submission with the relevant student and send quiz answers, results, explanations, or study materials to the email address provided.

If you contact us through a form, we may collect the name, email address, message, and any other information you choose to submit.

Please avoid including sensitive personal information in form messages unless it is genuinely necessary.

2.2 Quiz Responses and Results

When you complete a quiz, the website may process your selected answers, responses, scores, or other submission details to calculate results or prepare feedback.

The storage and retention of these records depend on the quiz tool and website configuration. Responses may exist temporarily or remain in form entries, databases, backups, or related systems if those features are enabled.

We have not represented that all quiz responses are automatically deleted after an email is sent. The actual retention settings should be checked and configured by the website administrator.

2.3 Technical and Usage Information

When you visit HS Tutorial, certain technical information may be processed by the website, its hosting provider, or enabled third-party services. Depending on the service and configuration, this may include:

Internet Protocol (IP) address.
Browser type and user agent.
Device or operating system information.
Pages visited and links clicked.
Referring pages or websites.
Visit timestamps, language settings, or approximate country information.
Technical information needed to maintain website functionality, security, or performance.

2.4 Email and Delivery Information

When the website sends emails, information such as the recipient’s email address, message subject, delivery status, and technical response may be processed by the email infrastructure.

If email logging is enabled in FluentSMTP, records of outgoing or attempted messages may be stored in the WordPress database. Depending on the settings, these records may include message content and other email details.

The exact current settings and retention period have not been independently verified.

3. How We Use Personal Information

We may use personal information for the following purposes:

To deliver quiz answers, scores, explanations, and study materials.
To process quiz submissions and provide feedback.
To respond to contact form enquiries.
To operate, maintain, troubleshoot, and secure the website.
To understand general website traffic and improve educational content.
To diagnose email delivery or website performance issues.
To comply with applicable legal obligations.
To protect the rights, safety, and security of HS Tutorial, its users, and others.

We will not intentionally use personal information for purposes incompatible with the purposes described in this policy without an appropriate legal basis.

4. Legal Basis for Processing

Depending on the circumstances and applicable law, we may process personal information based on one or more of the following grounds:

Consent: where you give valid consent and consent is the appropriate legal basis.
Service delivery: where processing is necessary to provide a quiz, send requested results, or respond to an enquiry.
Legitimate interests: where we have a lawful and proportionate interest in maintaining website security, preventing misuse, or improving our services, and that interest does not override applicable rights.
Legal obligations: where processing is required to comply with applicable law.

Where processing relies on consent, you may withdraw that consent subject to applicable law. Withdrawal does not automatically make earlier lawful processing unlawful.

5. Jetpack Analytics and Cookies

HS Tutorial uses Jetpack for website analytics.

Depending on the Jetpack features enabled, Jetpack Stats may process information such as IP address, browser or user-agent details, pages visited, referring URLs, timestamps, browser language, and country code. It may also record general activity such as page views, outbound link clicks, video plays where applicable, and search referral information.

Jetpack’s documentation states that Stats logs containing visitor IP addresses and, where available, WordPress.com usernames are retained by Automattic for 28 days for the purpose of providing the Stats feature. This is the retention period described by Jetpack for those Stats logs; it does not establish the retention period for all information processed by HS Tutorial or every Jetpack feature.

Jetpack’s other features may process additional information or use cookies. The exact information collected depends on the features activated on our website.

Cookies and similar technologies may also be used by WordPress, Jetpack, or other enabled services to support functionality, security, preferences, or analytics.

We have not independently verified every cookie currently set by the website or whether a separate cookie-consent mechanism is enabled. We will review the active configuration and provide any notices or consent controls required by applicable law.

You can learn more about Jetpack’s practices here:

Jetpack Privacy Policy Helper: https://jetpack.com/support/for-your-privacy-policy/
Jetpack Privacy Information: https://jetpack.com/support/privacy/

6. Contact Forms and Email Delivery

HS Tutorial uses Fluent Forms to provide website forms, including contact forms and quiz-related forms where configured.

Information submitted through a form may be processed by WordPress and stored in the website database, depending on the form’s settings. The information may also be transmitted to the email address configured to receive notifications or responses.

We use FluentSMTP to connect WordPress email messages to an outgoing email service. Our intended email setup is web-hosting email, such as a cPanel mailbox or a similar hosting-based SMTP service.

FluentSMTP is the email connection tool; the hosting provider’s mail server is the intended delivery service. The precise active connection should be verified in the website’s FluentSMTP settings.

If email logging is enabled, FluentSMTP may retain records of outgoing messages and their delivery attempts. The information logged and the retention period depend on the settings selected by the website administrator.

We use these tools to deliver requested quiz feedback, respond to enquiries, and support website operations. We do not claim that every message is delivered successfully or that email records are automatically deleted immediately after delivery.

7. Sharing of Personal Information

We do not intend to sell users’ personal information.

We may share or transmit relevant information with the following categories of service providers where reasonably necessary to operate HS Tutorial:

Website hosting provider: to host the website and support its database, server, and email infrastructure.
Jetpack and Automattic: to provide the Jetpack features enabled on the website, including analytics.
Fluent Forms: to process form submissions through the WordPress website.
FluentSMTP and the configured email host: to transmit outgoing email and, where enabled, maintain delivery logs.
Technical or professional service providers: where necessary to maintain, secure, or improve the website.

These providers may process information according to their own terms, privacy policies, and service configurations.

We may also disclose information where required by law, to respond to lawful requests, to protect users or the website, or to establish or defend legal claims.

We do not claim that every third party listed above receives every category of personal information. Access depends on the feature used and the information needed to provide the service.

8. International Data Transfers

Some third-party service providers may process information on servers located outside Nigeria.

Where personal information is transferred internationally, HS Tutorial will seek to comply with applicable data protection requirements, including any applicable safeguards, conditions, or restrictions for cross-border transfers.

The location of every server or the precise destination of every data transfer has not been independently verified.

9. Data Security

We seek to protect personal information using reasonable technical and organisational measures appropriate to the nature of the information and the risks involved.

These measures may include access controls, secure website connections, software updates, account security, and appropriate hosting and email configuration.

No website, database, or electronic transmission can be guaranteed completely secure. Users should avoid sharing unnecessary sensitive information through our forms and should use email accounts they are authorised to access.

10. Data Retention

We aim to retain personal information only for as long as reasonably necessary for the purpose for which it was collected, unless a longer period is required or permitted by law.

Different information may have different retention periods:

Quiz submissions: may be retained in the form system or database if storage is enabled. The current retention period must be verified in the relevant settings.
Contact form submissions: may be retained while needed to respond to the enquiry, maintain relevant records, or comply with legal obligations.
Email records: may be retained in the mailbox, server, backups, or FluentSMTP logs if logging is enabled. The exact period depends on the relevant settings and provider.
Analytics data: is processed according to the enabled Jetpack features and their documented retention practices.
Technical and security records: may be retained as necessary for security, troubleshooting, and legal compliance.

When personal information is no longer needed, we will seek to delete it or anonymise it where reasonably practicable and legally appropriate.

11. Your Privacy Rights

Subject to applicable law, you may have the right to:

Request access to personal information we hold about you.
Ask us to correct inaccurate or incomplete information.
Request deletion of personal information where the law permits.
Object to or request restriction of certain processing.
Withdraw consent where processing is based on consent.
Request information about how your personal information is used.
Raise a concern or lodge a complaint with the relevant data protection authority.

These rights may be subject to legal conditions, exceptions, or verification requirements.

To make a privacy request, email support@hstutorial.com and describe your request. We may need to verify that the request concerns you or that you are authorised to act for the relevant person.

12. Marketing Communications

HS Tutorial may introduce email updates or educational newsletters in the future.

If we begin sending marketing or promotional emails, we will seek consent where required by applicable law and provide an appropriate way to unsubscribe or withdraw consent.

Receiving an email containing quiz answers or study material that you requested is different from subscribing to a marketing newsletter.

We do not represent that a marketing email programme is currently active.

13. External Websites

Our website may link to external websites or third-party educational resources. Their privacy practices and security measures are outside our direct control.

If you follow an external link, review the privacy policy and terms of the destination website before submitting personal information.

14. Changes to This Privacy Policy

We may update this Privacy Policy when our website, tools, data practices, or legal obligations change.

The revised version will be published on this page, and the “Last Updated” date will be amended accordingly.

We encourage users to review this page periodically.

15. Contact Us

For privacy questions, requests concerning personal information, or concerns about how your information is handled, contact: